The Secret Wealth Strategy You’ve Never Heard Of: Self-Directed IRAs with Reneika Lightbourne

Did you know you can buy real estate, invest in startups, or even lend money like a bank inside a retirement account (and grow it all tax-free)? In this episode, Reneika breaks down how self-directed IRAs are the financial tool the top 1% have been using for decades… and how you can start using them too.

 What We Cover:

• What a self-directed IRA is (and how it’s different from a traditional or Roth)

• How to use a retirement account to buy real estate, lend money, and invest in crypto or private equity

• The tax benefits of self-directed accounts (hint: tax-deferred or tax-free growth 👀)

• Real estate strategies, private lending, and checkbook control IRAs

• How to roll over your 401(k) or IRA without paying taxes or penalties

• The risks, rules, and what to avoid so you don’t accidentally disqualify your account

• How to align your investing strategy with your values through impact investing

• Why only 4% of Americans use self-directed IRAs — and how to become one of them

 This episode is for you if:

• You’re ready to diversify beyond the stock market

• You’ve got money in an IRA or 401(k) and want more control over how it’s invested

• You’ve been curious about real estate or private investing but don’t have “extra” cash sitting around

• You’re craving more transparency and alignment in your wealth-building strategy

• You want to learn the same money moves the ultra-wealthy have been using for decades

Resources & Mentions:

• Reneika’s website & free consultation: AdvantaIRA.com

• Email her at: rlightbourne@advantageira.com

• Her book: The Power of Self-Directed IRAs 

• Follow her on LinkedIn: Reneika Lightbourne